The Fast Track Credit Restoration Program is comprehensive credit restoration, which includes work with the three major credit bureaus (Experian, TransUnion, CSC/Equifax) and furnishers, collectors and creditors to correct misleading, inaccurate, and non-verifiable information about you.
Perfect for those consumers who need accelerated and specialized services because of an impending home purchase, refinancing or restructuring of an existing loan, The Fast Track Credit Restoration Program is designed for you.
This program also works with your creditors, providing debt validation to offer relief from unscrupulous and deceptive practices by collection attempts.
If the creditor or collector cannot prove that they have the proper paperwork to collect the debt, then it may be void.
Your personal Credit Specialist will help guide you through the enrollment process if you have any difficulties with the automated online enrollment via our
Signup/Enrollment page and will also assist you in the retrieval of your current credit reports from Experian, Equifax and Transunion in order to perform a Credit Analysis, Audit & Review of all three credit reports, and work with you to determine what you believe is inaccurate, and formulate a calculated program that will suit your individual goals of IMPROVING your credit.
We will help you to negotiate your debt with creditors and learn how to achieve new positive trade lines that can affect your score, and how to keep the bureaus from selling your personal data!
Our fee for this service is $349 for our Consultation with You of the Credit Analysis, Audit & Review (due at the Consultation)
1. We'll then contact the appropriate agencies (Experian, TransUnion, Equifax, furnishers of information and collection agencies) about making the appropriate changes to your credit report.
2. After contacting these appropriate agencies, you are invoiced $35 per month for your Personal Credit Portal and Credit Monitoring Services which allows you to see your Credit Score, as well as specifics on the items that are negatively affecting it along with monthly updates to your credit report and score and unlimited access to the ScoreTracker, ScoreBuilder, ScoreBoost, Credit Monitoring, and Money Manager until You are satisfied.
This means you can stop at anytime.
We do not want you to just take our word that we are working for you and are performing as we agreed. That's why you'll be provided with your own Personal Credit Portal of which you can access 24/7 to monitor and get updates to your credit and credit score AND the work we have done for you.
$349 One Time and $35 Monthly
The FAST TRACK Credit Restoration program has been specifically designed for customers who have creditors or collectors contacting them, or who have unsecured debts showing on their credit reports that may not be theirs. We perform a service called Debt Validation, which requires the creditors/collectors to prove you owe the debt.
In addition, we attempt to achieve corrections with all three major credit reporting agencies (bureaus) to remove as much outdated, misleading, inaccurate or unverifiable information as possible. This practice allows your history to be more accurate. You will be assigned to your own personal Credit Specialist who is on your team!
Does The FAST TRACK Credit Restoration Program really work to move things along faster?
Yes, it does. For those consumers who need accelerated and specialized services because of an impending home purchase, refinancing or restructuring of an existing loan, The FAST TRACK Credit Restoration Program is designed for you.
What it takes is assigning you to a Credit Specialist that has exceptional abilities, and is dedicated to making things happen much more quickly than the normal route. To have more time dedicated to you personally, it takes more of a commitment both in money you pay and in the hours worked on your behalf. This is why the FAST TRACK Program was created…to help you make that home purchase or refinance happen quickly.
*The initial credit consultation before the Credit Analysis, Audit & Review is free. This determines your needs and your suitability for this particular program.
The Full Consultation and Credit Analysis, Audit & Review is next, and after completion, the onetime cost of $349 is charged and is due right at the Full Consultation
The Full Consultation INCLUDES a Credit Analysis, Audit & Review of All 3 bureau credit reports.
After that we'll formulate a plan and strategy to negotiation with your creditors and collectors if necessary to reduce any debt and get incorrect, misleading, inaccurate, old and non-verifiable information removed and/or corrected.
You'll automatically receive from us credit education information via email AND a personal Credit Repair Portal to monitor results, progress and updates 24/7.
The monthly fee thereafter is $35 for the FAST TRACK Credit Restoration program, Personal Credit Portal and Credit monitoring Services and is billed in arrears, meaning the month in which you enter the program will not be debited from your account until the next month.
Remember for our monthly services or membership you pay as you go each month
You can cancel at any time. You can stop when you are satisfied.
$29 Per month
Pull All 3 Credit Reports
Basic Audit, Analyze & Review
24/7 Online Credit Portal
Correct & Delete Unverifiable, Inaccurate Information & Items
$35 Per month
Pull All 3 Credit Reports
Specialized Audit, Analyze, Review
24/7 Online Credit Portal
Correct & Delete Unverifiable, Inaccurate Information & Items
Corrections At Accelerated Rate
Debt Validation
With Creditors/Collections
Restored Accounts To Good Standing
(720 & above)
Charge Off Accounts Deleted
Collection Accounts Deleted
Late Payments Deleted